Terms of Use

1. Who you are agreeing with

These terms are between you and Addtivity Data, LLC ("Addtivity Data", "we", "us"). They govern your use of addtivitydata.com and of the applications and services we publish, being the Addtivity Command suite. By using any of them you accept these terms. If you do not accept them, do not use the products.

You must be at least 13 years old, or the minimum age of digital consent where you live if that is higher.

2. What this website is

addtivitydata.com is a corporate information site. It describes companies, products and projects at varying stages of completion, and it labels each one Operating, In development or Concept so that the difference is explicit.

Descriptions of products that are not yet released are statements of intent, not commitments. Anything labelled In development or Concept may change substantially or may never be built. Nothing on this site is an offer to sell, a solicitation of investment, or a promise that any product will ship.

3. Licence to use our software

Subject to these terms, we grant you a personal, non-exclusive, non-transferable, revocable licence to install and use our applications for their intended purpose. Where an application is distributed through an app store, that store's own terms also apply, and where they conflict with these terms for that copy of the application, the store's terms govern.

You may not:

• Reverse engineer, decompile or disassemble the software, except where that restriction is prohibited by law;
• Resell, sublicense, rent or redistribute it;
• Remove or obscure any proprietary notice;
• Use it to break the law, infringe someone's rights, or attack the service or its other users;
• Attempt to access accounts, data or systems that are not yours.

4. Your account

Some products require an account. You are responsible for keeping your credentials secure and for activity that happens under your account. Tell us promptly if you believe it has been compromised. We may suspend or terminate an account that breaches these terms or is being used to harm others.

You can delete your account at any time — see Support for how, and the Privacy Policy for what deletion removes.

5. Your content

You keep ownership of everything you create or upload. We claim no rights in your financial records, documents, training data, 3D models or listings.

If a product later lets you publish content to other users, you grant us only the licence technically necessary to host, display and deliver that content to the people you published it to, for as long as you keep it published. That licence ends when you remove the content.

You are responsible for having the rights to what you upload. Do not publish material you do not own or have permission to use.

6. Payment

Where a product is offered free of charge, we may begin charging in future, but we will not start charging for something you already have without telling you first. Published prices are statements of current intent and may change.

Where a plan or trial ends, limits stop new additions and never remove what you already have. Records you have already filed stay readable.

Purchases made through an app store are handled by that store, and its refund policy applies to them.

7. Financial information is not financial advice

Addtivity Finance and its calculators perform arithmetic on figures you supply. They do not provide financial, investment, tax or legal advice, and we are not a licensed advisor, broker or accountant. Projections are models, not predictions. Consult a qualified professional before acting on anything a calculator shows you.

Where a product connects to a bank, the connection is read-only. No product can initiate a payment or transfer. Account information is supplied by third parties and may be incomplete or delayed — always check your own bank as the authoritative record.

8. Third-party services

Some features rely on third parties — bank connectivity, hosting, database services, and any AI model you choose to configure. Their terms and privacy policies govern their part, and we are not responsible for their acts or omissions. Where you supply your own credentials to a third-party service, your relationship with that provider is your own.

9. Availability

We do not promise the services will be uninterrupted or error-free. We may change, suspend or discontinue any product at any time. Where we discontinue something you rely on, we will give reasonable notice and, where practical, a way to export your data — which for our local-first products you already possess.

10. Warranties and liability

The products are provided "as is" and "as available", without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non-infringement, to the fullest extent the law allows.

To the fullest extent permitted by law, Addtivity Data will not be liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue or data. Our total aggregate liability arising out of these terms or the products is limited to the greater of the amount you paid us in the twelve months before the claim, or fifty US dollars.

Nothing in these terms excludes liability that cannot lawfully be excluded — including for death or personal injury caused by negligence, or for fraud. Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you, and you may have rights under local consumer law that these terms do not affect.

11. Indemnity

You agree to indemnify Addtivity Data against claims arising from your misuse of the products, your breach of these terms, or content you publish that infringes someone else's rights.

12. Intellectual property

The Addtivity name and marks, the names of the companies described on this site, the software, and the design and text of this website belong to Addtivity Data or its licensors. These terms grant you no right to use them beyond using the products as intended.

If you believe material here infringes your copyright, write to us at the address below identifying the work and where it appears, and we will investigate and remove anything we should not be using.

13. Changes to these terms

We may update these terms. If a change is material we will give notice in the affected product or on this site before it takes effect. Continuing to use the products after that means you accept the new terms. The version and effective date at the top always reflect the current text.

14. Governing law

These terms are governed by the laws of the State of South Carolina, United States, without regard to its conflict-of-laws rules, and the courts located there have jurisdiction — except where the law of your country of residence gives you the right to bring proceedings locally, which these terms do not remove.

15. Contact

Addtivity Data, LLC
hello@addtivitydata.com